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About this service


The Baby Bonus Scheme provides parents with financial support through the Child Development Account (CDA) benefits and Baby Bonus Cash Gift. Benefits will depend on the child's birth order, citizenship date, and parents' marital and citizenship status. Please check your child's eligibility for more details, or refer to the Baby Bonus eligibility criteria.


If you register your child's birth on LifeSG, you will not need to apply separately through this application.


For parents of adopted children, please submit this application even if your child was already enrolled before adoption.


Learn more about the Baby Bonus Scheme →

Preparing for your application

The applicant must be:

  • the child's parent*
  • able to open a bank account and not bankrupt
  • over 18 years old
*If this is not possible, email msf_babybonus@msf.gov.sg for assistance.

The applicant will:

  • need to use Singpass to start the application.
  • be the default Child Development Account (CDA) trustee and Child Savings Account (CSA) joint account holder, responsible for managing the child's funds.
To make changes to the CDA trustee and CSA joint account holder, do so directly with your bank app or internet banking after the accounts have been opened.
If the bank rejects the account opening
  • nominate someone else to be the CDA trustee and CSA joint account holder, and/or
  • choose a different bank

Supporting documents will only be required in these scenarios:

Overseas adopted child
  • Adoption order and schedule
  • Foreigner parent's passport biodata page or Malaysian ID (if applicable)
  • Child's birth certificate
Marriage registered overseas
  • Original overseas marriage certificate
  • Endorsement of overseas marriage certificate by the relevant authorities (if applicable)
  • Child's birth certificate
Change in parent's name or identification numbers from the certificate* submitted
*Such as marriage and birth certificate
  • Deed poll
  • Child's birth certificate
Parent is a foreigner
  • Foreigner parent's passport biodata page or Malaysian ID
  • Child's birth certificate
Child born overseas
  • Child's birth certificate

Application process


The Baby Bonus Scheme application must be completed by the child's parent using a Singpass account. Please register for Singpass first if you do not have one.


Do note that the parent who submits the application will be the Child Development Account (CDA) trustee and Child Savings Account (CSA) joint account holder. To make changes, do so with the bank after the accounts have been opened.

Steps to apply
1
Before you apply
  • The applicant will be the nominated CDA trustee and CSA joint account holder by default. Ensure that they're over 18 years old and able to open a bank account.
  • Prepare required supporting documents , if needed.
2
Apply on LifeSG
  • If your child was born in Singapore and is a Singapore citizen, your Baby Bonus application will be part of your child's birth registration on LifeSG.
  • If your child has already registered their birth, is a new citizen, or is adopted, apply directly through the Apply for Baby Bonus service.
  • During the application, you'll need to choose a bank* (POSB/DBS, OCBC, or UOB) to open the child's CDA and CSA with.
3
After you apply
  • Once your child is successfully enrolled in the Baby Bonus Scheme, the applicant will receive instructions via email and LifeSG app inbox on how to open the CDA and CSA.
  • Go to your bank's app or internet banking to complete opening your accounts. You'll also be able access services related to CDA and CSA.

*Choosing a bank

For POSB/DBS and OCBC: you must be an existing customer with an active account to open the CDA and CSA through their online banking portal or mobile app.

For UOB: you do not need to be an existing customer to open the CDA and CSA through their online banking portal or mobile app. However, if you're a Singapore citizen with an overseas address or a foreigner, you must visit a UOB branch in person to open the CDA and CSA.

If you have any difficulties with your banking portal or bank app, please approach your bank for assistance.

Checking application status


Only the applicant will be notified of the outcome of the application through email and the LifeSG app.
  • If you applied through this service for a child whose birth is already registered, you'll be notified by the next working day.
  • If your application requires further assessment, it can take up to 15 working days.

Once your child is successfully enrolled in the Baby Bonus Scheme, you'll receive instructions via email and LifeSG app inbox on how to open the CDA and CSA with your selected bank (POSB/DBS, OCBC, or UOB).

Getting help